Seems like it’s soon to be generally clear to most that just because you can build a house next to that fire zone, or next to that beautiful river, doesn’t mean you should. Mother Nature seems to be updating her zoning codes.
You need to check all the history on your house for previous claims for any type of insurance you have… In the news the other day – a woman bought flood insurance, paid the premium of $8,600 – the house flooded – she filed a claim – denied because the previous homeowner filed a flood claim and was paid but did no repairs which they proved as the electrical components in the house that were on the claim were still in the house and confirmed by serial number…
This is how all insurance companies work: they have all the money in the world and they want to keep it regardless of the years and years and years and years that premiums have been paid for coverage.
Received annual meeting notice in the mail. It gave the schedule and agenda and any items that would need a vote. Sounds typical, right? R-i-i-i-i-i-g-h-t
It was not a letter in a stamped envelop. It was printed on one side of a 5″×7″ post card, using closely spaced 8pt sans serif font. Totally unreadable without a magnifying glass and incomprehensible at best.
Now that’s corporate thinking. Your comments wouldn’t be noted anyway, your questions ignored, and only your payment schedule would be of ‘interest’ to them.
Unfortunately, I feel too many people trying to recover from the recent hurricane in the U.S., and filing insurance claims, are finding out that this cartoon is all too true!
I always thought the “you only pay for what you need” slogan was a joke at best. I don’t need car insurance until a tree falls on my car, so I don’t have to pay until disaster strikes?
The latest scheme is “Drone Checks” insurance companies recently started flying drones into neighborhoods or use satellite images threatening to drop coverage to those that require “roof maintenance”
What Flo says is so true – always read the fine print, or at least the whole contract. It is amazing what people sign away in contracts. And it is amazing the consumer cannot do anything about it. Elizabeth Warren is hated by so many organizations/people because she knows the garbage they are up to and has been trying to stop it for years.
My sister’s pipes burst in her house in Colorado, the insurance did cover the damage, it was the company that cleans flood damage that made out like a bandit. I have the same insurance carrier she has but hopefully the need never comes – which insurance companies bet on.
I constantly get contracted for extended car warranties, house warranties and even the cable company, wireless company and gas company want me to take out insurance policies. Considering what they DON’T cover, it’s not worth the investment. Also they brag, "We saved this motorist $1,500 but fail to mention that he paid $3,000 or more in premiums.
If I took all of these offers, i’d probably be paying $500 a month in premiums.
Instead I put $100 a month into an insurance policy of my own until I reach a certain dollar amount. Then I stop and put the money elsewhere. EVERYTHING from a leaky faucet to a fan belt that needs replacing is covered. Then I start paying myself premiums again until I “top it off” again.
I also did the same with my life insurance when they raised the premium from $100 a month to $750 a month. I now have more than enough to take care of the only funeral expense I have remaining: cremation.
Insurance must be one of the most lucrative businesses there are. Give us money until what you posses gets lost or damaged. Then maybe we’ll give it back. No wonder so many companies offer insurance or extended warranties. Think Gerber.
The only error is that the claim is denied by someone who looks like a mid-level executive, instead of a recent college student with two weeks of training.
Someone put it quite bluntly to me once – “Insurance is regularly paying a company a large amount of money, while hoping that you’ll never need their services.” Insurance companies wish for that to happen, as well.
Reminded of how a friend of mine failed as state Public Defender in a Red state – she failed to rid the department of the Woke myth that the right to the presence of an attorney implies the right to the services of an attorney.
Insurance co. promised to cover a claim on receiving invoice from a tree service that removed the fallen tree from the property, but told me they were not obligated to pay the crew to remove dead limbs that were lying on the ground around the tree and hadn’t landed on the house. Honestly, the whole mess was right there and would have been easy for the pro equipment to deal with all together, though a major pain for me to clean up.
lalapalooza Premium Member about 2 months ago
ehhh yep
Bilan about 2 months ago
To be fair, the insurance company can’t provide another Nor’easter to get him home. But somehow Eddie managed.
The dude from FL Premium Member about 2 months ago
The guy looks like an insurance adjuster
Can't Sleep about 2 months ago
But they’re like a good neighbor, aren’t they?
drivingfuriously Premium Member about 2 months ago
They spend all the money on advertising, nothing on claims.
kantuck-nadie about 2 months ago
Like I said, “If it smells like bulls*it, looks like bulls*it, it must be bulls*it.” Especially if they run ads every commercial cycle.
PraiseofFolly about 2 months ago
That must have been some flood!
Say What? Premium Member about 2 months ago
Ah, yes, the f’ing print.
mrwiskers about 2 months ago
Seems like it’s soon to be generally clear to most that just because you can build a house next to that fire zone, or next to that beautiful river, doesn’t mean you should. Mother Nature seems to be updating her zoning codes.
LawrenceS about 2 months ago
To be fair, I’m pretty sure the policy doesn’t cover that…
I’m pretty sure no insurance company would offer Captain Eddie a policy. And, if they would, he couldn’t afford it.
raptor about 2 months ago
You need to check all the history on your house for previous claims for any type of insurance you have… In the news the other day – a woman bought flood insurance, paid the premium of $8,600 – the house flooded – she filed a claim – denied because the previous homeowner filed a flood claim and was paid but did no repairs which they proved as the electrical components in the house that were on the claim were still in the house and confirmed by serial number…
Slowly, he turned... about 2 months ago
Sadly, many families are having this trouble with insurance companies right now.
[Traveler] Premium Member about 2 months ago
Mayhem strikes again
Count Olaf Premium Member about 2 months ago
Then there’s the one where the hands separate and drop you like a rock.
Count Olaf Premium Member about 2 months ago
Fishermen should never sign up for Farmers Insurance. Bom bom bombom Bom Da DumDum Dum
Geezer about 2 months ago
That guy reminds me of Gilbert Huph.
goboboyd about 2 months ago
Let’s see the cat knock THAT off the shelf/plateau.
Count Olaf Premium Member about 2 months ago
He should have gone with The Flo sez The Count. Dilly! Dilly!!
baskate_2000 about 2 months ago
This is how all insurance companies work: they have all the money in the world and they want to keep it regardless of the years and years and years and years that premiums have been paid for coverage.
sandpiper about 2 months ago
Received annual meeting notice in the mail. It gave the schedule and agenda and any items that would need a vote. Sounds typical, right? R-i-i-i-i-i-g-h-t
It was not a letter in a stamped envelop. It was printed on one side of a 5″×7″ post card, using closely spaced 8pt sans serif font. Totally unreadable without a magnifying glass and incomprehensible at best.
Now that’s corporate thinking. Your comments wouldn’t be noted anyway, your questions ignored, and only your payment schedule would be of ‘interest’ to them.
sandpiper about 2 months ago
Looks like Cap’n Eddie is getting his first taste of reality.
tpcox928 about 2 months ago
Why are so many football stadiums named after insurance companies?
Linguist about 2 months ago
Unfortunately, I feel too many people trying to recover from the recent hurricane in the U.S., and filing insurance claims, are finding out that this cartoon is all too true!
moosemin about 2 months ago
Except for the pointy nose, he looks a bit like Harry Truman!
bulldinky1 about 2 months ago
Nope… after over 40 years with them; 30 with homeowners; the bad neighbor dropped us after two hurricane claims under of under 5K each…
locake about 2 months ago
We won’t be able to get any insurance in Florida after the next storm hits this week.
poppacapsmokeblower about 2 months ago
The point of you buying insurance is to cover disastrous loss.
The point of insurance companies is to make a profit.
Guess who succeeds.
Skeptical Meg about 2 months ago
I always thought the “you only pay for what you need” slogan was a joke at best. I don’t need car insurance until a tree falls on my car, so I don’t have to pay until disaster strikes?
oish about 2 months ago
The latest scheme is “Drone Checks” insurance companies recently started flying drones into neighborhoods or use satellite images threatening to drop coverage to those that require “roof maintenance”
Holden Awn about 2 months ago
That’s not an insurance adjuster, that’s FEMA.
Cactus-Pete about 2 months ago
So what was the fine print he was supposed to listen to?
Mekoides about 2 months ago
What Flo says is so true – always read the fine print, or at least the whole contract. It is amazing what people sign away in contracts. And it is amazing the consumer cannot do anything about it. Elizabeth Warren is hated by so many organizations/people because she knows the garbage they are up to and has been trying to stop it for years.
Otis Rufus Driftwood about 2 months ago
Why did they sell him the policy anyway? Actuaries should recognize a nutcase.
marilynnbyerly about 2 months ago
Jerk from State Farm.
KEA about 2 months ago
imho – 99% of Insurance is a scam
pocho45 about 2 months ago
Insurance is a great thing to have… until you need it.
Smeagol about 2 months ago
My sister’s pipes burst in her house in Colorado, the insurance did cover the damage, it was the company that cleans flood damage that made out like a bandit. I have the same insurance carrier she has but hopefully the need never comes – which insurance companies bet on.
dflak about 2 months ago
I constantly get contracted for extended car warranties, house warranties and even the cable company, wireless company and gas company want me to take out insurance policies. Considering what they DON’T cover, it’s not worth the investment. Also they brag, "We saved this motorist $1,500 but fail to mention that he paid $3,000 or more in premiums.
If I took all of these offers, i’d probably be paying $500 a month in premiums.
Instead I put $100 a month into an insurance policy of my own until I reach a certain dollar amount. Then I stop and put the money elsewhere. EVERYTHING from a leaky faucet to a fan belt that needs replacing is covered. Then I start paying myself premiums again until I “top it off” again.
I also did the same with my life insurance when they raised the premium from $100 a month to $750 a month. I now have more than enough to take care of the only funeral expense I have remaining: cremation.
donut reply about 2 months ago
Insurance must be one of the most lucrative businesses there are. Give us money until what you posses gets lost or damaged. Then maybe we’ll give it back. No wonder so many companies offer insurance or extended warranties. Think Gerber.
Godfreydaniel about 2 months ago
Same deal with ambulance-chasing lawyers (which flood the air waves with more commercials than you can shake Eddie at!)
kaffekup about 2 months ago
The only error is that the claim is denied by someone who looks like a mid-level executive, instead of a recent college student with two weeks of training.
walter Premium Member about 2 months ago
Just like FEMA in Maui and now North Carolina. They make insurance look helpful.
Tootsie Premium Member about 2 months ago
Homeowners hit by Hurricane Helene face the grim task of rebuilding without flood insurance. by The Columbian
Radish... about 2 months ago
You’re in good hands unless they drop you.
keenanthelibrarian about 2 months ago
Someone put it quite bluntly to me once – “Insurance is regularly paying a company a large amount of money, while hoping that you’ll never need their services.” Insurance companies wish for that to happen, as well.
lnrokr55 about 2 months ago
Insurance is a sore subject for most of us I think, ouch!
eddi-TBH about 2 months ago
They spend all the premiums on getting there.
gcarlson about 2 months ago
Reminded of how a friend of mine failed as state Public Defender in a Red state – she failed to rid the department of the Woke myth that the right to the presence of an attorney implies the right to the services of an attorney.
JH&Cats about 2 months ago
Insurance co. promised to cover a claim on receiving invoice from a tree service that removed the fallen tree from the property, but told me they were not obligated to pay the crew to remove dead limbs that were lying on the ground around the tree and hadn’t landed on the house. Honestly, the whole mess was right there and would have been easy for the pro equipment to deal with all together, though a major pain for me to clean up.
leemorse9777 about 2 months ago
Insurance is a wonderful scam as long as you are on the right side of the equation.
[Unnamed Reader - 14b4ce] about 2 months ago
I’m not going to ask how he got up there
tcviii Premium Member 26 days ago
I like her statement that we should “listen to the fine print.”